Our Program
The First & Most Trusted Third-party Owner Financing Program in the Industry.
The CreditFree Homes Advantage
At CreditFree Homes, we remove the barriers of traditional financing, making homeownership accessible to those with low credit scores, non-verifiable income, or past financial setbacks. Our Third-Party Owner Financing Program offers a simple, transparent path to owning a home—without bank hassles.
How Our Program Works
✔ Choose Your Home – Pick any qualifying single-family home in your preferred location.
✔ Flexible Financing – No credit checks or income verification—just a focus on your ability to pay.
✔ Simple Terms – Clear, upfront agreements with no hidden fees or surprises.
✔ Build Your Credit – Improve your credit score over time with consistent payments.
✔ Full Ownership – Unlike rent-to-own, you’ll own the deed once payments are complete.
Why Choose CreditFree Homes?
✅ No Credit Checks – We look at your payment ability, not your credit score.
✅ No Home Restrictions – Choose a home that fits your needs.
✅ Transparent Process – Clear terms, no hidden fees.
✅ Long-Term Stability – You own the home once payments are complete.
✅ Expert Guidance – Our team supports you every step of the way.
Is This Program Right for You?
🏠 Have you been denied a mortgage?
💼 Do you have non-verifiable income?
🔑 Need more flexibility in financing & home choice?
If you answered yes, CreditFree Homes can help!
How Does it Work
1 - Free Consultation
Schedule a FREE Consultation with an Owner Finance Specialist to learn how the program works and decide if it is a good fit for you.
2 - Start looking at houses
Once you have registered you can start searching for your dream home and make an offer right away.
3 - Enjoy your new home
We have helped thousands of people like you who had given up on homeownership to find their dream homes. We can help you too.
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All Credit Qualifies
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Foreign National Welcome
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Stated Income Accepted
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Self-Employed, TIN OK
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No Time on Job Requirement
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No Prepayment Penalties
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No Balloon Payments
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TIN OK
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No Income Verification
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No Sourcing or Seasoning of Funds
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Choose Any Home on the Market
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Rebuild Your Credit
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Deed in Your Name
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Full Transparency Program
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Safe and Trusted Process
Frequently asked questions
1 hr
Introductory Meeting
1 hr
Introductory Meeting
1 hr
Introductory Meeting
1 hr
Introductory Meeting
1 hr
Introductory Meeting
3 hr
90 US dollars